Maximus Advisors

Disclaimer

The information and opinions in these reports are prepared by Maximus Advisors. These presentations are for informational purposes only and do not constitute investment advice or a recommendation or an offer or solicitation, and are not the basis for any contract to purchase or sell any security or other instrument. We or our affiliates or persons associated with us or such affiliates ("Affiliates") may maintain a long or short position in securities referred to herein or in related futures or options, purchase or sell, make a market in, or engage in any other transaction involving such securities, and earn brokerage or other compensation in respect of the foregoing. Although the information contained in these presentations has been obtained from sources believed to be reliable, we do not guarantee its accuracy, completeness or fairness, and it should not be relied upon as such. We have relied upon and assumed without independent verification, the accuracy and completeness of all information available from public sources. Opinions and estimates, including forecasts of conditions, reflect our judgment as of the date of these presentations and are subject to change without notice. Such opinions and estimates, including forecasts of conditions, involve a number of assumptions that may not prove valid.

The past performance of securities or other instruments is not indicative of future results and the value of investments and income arising there from can fall as well as rise. No assurance can be given that the investment objectives will be met or that an investor will receive a return of all or part of his or her investment. No representation or warranty is made that any portfolio or investment described herein would yield favorable investment results. We or our Affiliates may act upon or use material in these presentations prior to publication.

Neither these presentations nor any of their contents may be reproduced, circulated or used for any purpose without the consent and knowledge of Maximus Advisors LLC. The manner of circulation and distribution of these presentations may be restricted by law or regulation in certain countries, including the United States. Persons into whose possession these presentations may come are required to inform themselves of, and to observe, such restrictions.